Terms of use

Draft for review. This is a plain-language beta draft, not final legal text. Have it reviewed by a qualified attorney before a public launch. Last updated November 10, 2026.

The beta

Nisse Financial is an early, invite-only beta. Features may change, break or go away. Please keep your own records too.

Not financial advice

Nisse, including Ask Nisse, gives general information and estimates based on the numbers you provide. It is not a bank, a lender, or a licensed financial, tax, legal or investment advisor. Check important decisions with a qualified professional.

Estimates

Payoff dates, interest, credit-score directions, solar savings and similar results are estimates. Credit tools never predict an exact score.

Your account

Keep your password private. You're responsible for activity on your account.
Only add a partner you trust, and only share what you're comfortable with.
Don't misuse the service, try to access other people's data, or overload it.

Bank connections

Bank connections are provided by Plaid and are read-only. By connecting a bank you also agree to Plaid's terms shown during the connection. See bank-link disclosures.

Cost

The beta is free. If that changes, we'll tell you first, and you can delete your account at any time.

Ending

You can delete your account at any time. We may pause or end the beta, or an account that misuses the service.

Liability

To the extent the law allows, Nisse is provided "as is", and we aren't liable for decisions made using it. (An attorney should finalize this section.)